Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, announced its nationwide launch today. The platform aims to demystify the complex, court-supervised process of selling future payments, which is governed by state-specific Structured Settlement Protection Acts.
SMSSC offers more than 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling. It also provides state pages for all 50 states and the District of Columbia. The content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/.
Three free calculators are available to help payment holders understand offers before signing anything. One calculator decodes the discount rate implied by any offer they have already received. These tools are designed to empower consumers with transparent information.
Alongside the launch, the company released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
SMSSC's funding partner, Genex Capital, is A+ rated by the BBB. Since 2003, Genex has served more than 50,000 clients, completed over $1.2 billion in transactions, and maintains a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty: a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process is consistent across all states: a written quote that discloses the discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner's legal team, and funding approximately three business days after court approval.
This launch is significant because it provides a centralized resource for individuals navigating structured settlement sales, offering transparency and free data that can help consumers make informed decisions. By publishing extensive guides and reference materials, SMSSC aims to level the playing field in an industry often criticized for opacity.
