JCB International Co., Ltd (JCBI) and Philippine National Bank (PNB) have launched the new PNB JCB Platinum Credit Card, a strategic partnership aimed at providing Filipino consumers with greater value and lifestyle benefits. The card is designed to address the evolving spending habits of consumers who increasingly manage a mix of digital, in-person, and international transactions, according to a joint announcement.
One of the card's key features is an auto-convert installment option that allows eligible online purchases of at least PHP30,000 to be automatically converted into a three-month installment plan without monthly add-on interest, offering greater flexibility in managing expenses. Cardholders earn one reward point for every PHP70 spent, with an enhanced earn rate of one point for every PHP40 spent in Japan or on transactions billed in Japanese Yen. These rewards can be redeemed as cash credits toward outstanding balances.
Access to JCB-exclusive privileges is a key differentiator. Cardholders can enjoy entry to select overseas airport lounges, access to JCB's multilingual concierge service while traveling, and exclusive benefits in Japan. The card supports everyday transactions while offering added convenience for travel and larger purchases.
Edwin R. Bautista, President and CEO of PNB, stated: “We developed this card with our customers’ day-to-day needs in mind - from managing purchases more easily to making the most of travel opportunities. Our continued partnership with JCB allows us to offer features that are practical, accessible, and relevant to how people spend today.”
Masaki Yokawa, President and CEO of JCB International Co., Ltd., added: “Through this partnership, PNB JCB Cardholders can look forward to a more rewarding journey. Beyond earning rewards points faster, cardholders will gain access to exclusive JCB privileges - from airport lounge access and curated dining offers to merchant promotions across the country. These benefits reflect our commitment to delivering elevated experiences that combine convenience, prestige, and Japanese hospitality.”
The card is designed for today’s consumers whose spending spans digital payments, dining, and travel, reflecting broader shifts in consumer behavior. Its features are intended to complement these patterns by combining flexibility with rewards and access. JCB has established a strong global footprint, working closely with financial institution partners to provide secure, innovative payment solutions and distinctive cardholder benefits, with a particular focus on enhancing the travel experience.
The launch was commemorated through a ceremonial signing held on May 19, 2026, attended by executives from JCBI and PNB, reaffirming the organizations’ shared commitment to delivering innovative payment solutions and enhanced value to Filipino consumers. For more information about JCB, visit http://www.global.jcb/en/. For more information about PNB, visit www.pnb.com.ph.
